In most states, anyone who operates a motor vehicle of any kind is required to carry liability insurance and, sometimes, personal injury protection insurance. However, in Florida, this is not the case, as motorcycle riders are not required to carry the insurance, although it would be to their advantage to do so. An agency that offers Motorcycle Insurance in Bradenton FL supplies the various insurance needs that a motorcycle rider might want. Here is a look at some of the options provided for those who need motorcycle insurance.
Motorcycle Insurance in Florida
A motorcycle rider in Florida who does not carry liability insurance may seem like a person who is able to save money, but that goes out the window once an accident occurs. The motorcycle rider becomes completely responsible for any injuries that occur to the other drivers because of the accident, which could lead to severe consequences if the motorcycle rider is unable to pay. It is best to obtain the liability insurance coverage in Florida, which is $10,000 for injury to one person, $20,000 for injury to two or more persons, and $10,000 for property damage for one accident.
More on Motorcycle Insurance in Florida
A motorcycle rider can also opt to purchase a financial responsibility certificate, which is granted by the posting of a surety bond with a company licensed by the State of Florida. The motorcycle rider also has the option to purchase a self-insurance certificate from the Bureau of Financial Responsibility. Whatever the motorcycle rider decides, it is best to choose one of the three options so as to avoid severe penalties. Failure to do so could result in a loss of driving privileges if the motorcyclist is unable to pay damages after an accident.
An Insurance Agency in Florida
When a motorcycle rider decides to purchase insurance, there are sure to be several agencies that offer insurance for the client. Millennium Insurance and Investment Group of Florida is one agency that offers motorcycle insurance for clients. If there are any motorcycle riders in search of Motorcycle Insurance in Bradenton FL, the agency is available. For more information, visit the website.
