If you’re a driver, you know that Johnson County, KS Car insurance can be a major expense. Insurance premiums are on the rise, and many drivers are experiencing sticker shock at the cost of keeping their cars safe and legal. Luckily, there are several ways you can make your Johnson County, KS Car insurance more affordable. With a little research, you can take advantage of some of the discounts and special offers that companies are offering on Johnson County, KS Car insurance. Keep reading to learn about a few of the tactics you can use to save money on your Johnson County, KS Car insurance.
Guard Against Theft
If you want to decrease the cost of your insurance premium, protecting your car against theft and vandalism is a great place to start. According to the Department of Motor Vehicles, installing an anti-theft system in your vehicle can save you between 5 and 30 percent on your insurance policy. Typically, combining an alarm system with a vehicle-recovery device will get you the biggest savings.
Limiting the miles you put on your car can often save you around 10 percent on your auto insurance. If you drive infrequently, work from home or are retired, you may be surprised to find that you qualify for a low mileage insurance discount. The requirements will differ depending on what insurance company you purchase your policy from, but mileage limits usually fall between 7,000 and 15,000 miles each year.
Pay In Full
While most drivers opt to pay their insurance in increments throughout the year, it makes financial sense to pay your premium up front if you can afford it. Forgoing the payment plan will typically save you around 10 percent on the cost of your premium.
Hit The Books
If you’re a college student, maintaining a high grade point average can cut your insurance costs significantly. Most insurance agencies offer substantial discounts to students who consistently get good grades. According to industry experts, these discounts are often as high as 25 percent off the normal premium price.
Car insurance is a necessity, and unfortunately it can be an expensive one. Finding out what discounts you’re eligible to receive can be an effective way to make your insurance costs more affordable. Know more about the services at Integrity Insurance Agency, Inc.