In Minnesota, worker’s compensation laws are enforced by the federal government. All employers who hire more than one worker must acquire the insurance. It covers any worker-related injuries and provides wage replacement when severe injuries occur. A local attorney explains Workplace Injuries Law in Minnesota.
What is an Eligible Injury?
An eligible work-related injury is any injury that occurred while the worker was completing their work duties or happened within the workplace. The injuries must have occurred on the property or within an off-site workspace set up by the company.
What Conditions Disqualify a Worker?
All injured workers are required to undergo a drug and alcohol test after a work-related injury. If the worker fails the drug test, the worker is automatically disqualified for benefits. If the worker didn’t follow the safety policies, they are disqualified under the terms of the worker’s compensation policy.
What Benefits are Available Under the Insurance?
Full medical payments for worker-related accident injuries are provided through worker’s compensation insurance. Workers who cannot return to work and have an extended recovery time receive monetary benefits to replace their wages. The wage replacement benefits range up to 80% of the worker’s wages. The doctor’s medical report must explain how long the patient needs to recover and when the worker can return to at least light-duty work.
What Happens if a Worker is Denied Benefits?
When a worker is denied worker’s compensation benefits, the worker has the right to start a legal claim against their employer or the insurer. If the worker was seriously injured, the employer might face a high-value payout according to the worker’s total losses. Disfigurements, permanent disabilities, and permanent losses constitute the need for a larger settlement.
In Minnesota, worker’s compensation laws are in place to protect workers if they sustain injuries on the job. The insurance policies provide coverage for medical treatment for the injuries and offer wage replacement for workers who need a longer recovery. Insurers often use loopholes to deny coverage under the policies. Workers who need legal assistance under Workplace Injuries Law in Minnesota contact Rutzick Law Offices for an appointment or click here for further details right now.