If you are running an auto repair shop, car dealership, or another type of commercial garage, there are a number of business risks you should get insurance coverage for. Many things can happen on your property including accidents and damages to vehicles and property in addition to personal injuries. Anyone from yourself, your employees, and your clients may be involved or affected. One of the very important types of coverage you should look into as an auto business owner is garage keepers liability insurance. It’s important to understand what this does and does not cover so that you are prepared in the case of any eventuality.
What Does It Cover?
As a business owner and employer, it’s very important for you to be able to protect your property and business against whatever may come. You must also protect and safeguard the interests of your clients. With garage keepers liability insurance, you get coverage for any damage or harm that happens to your clients’ vehicles while they are in your charge. To cover your property, your operations, and your products, you need garage liability insurance.
When your clients leave their cars with you, whether for repair, storage, or parking, they trust that you are going to keep them in good condition. With all the clients’ vehicles that you handle, you have to have a way to protect your businesses from accidents and other damage that might occur to them. You may opt for the collision or comprehensive package.
Talk to Your Insurance Agent
Before you settle on any particular insurance policy, it is important that you communicate with an experienced agent. They can help you decipher what is required by law and what are the optional choices that could also benefit your business. You are better off overall if you can get coverage for both your property and operations as well as for your clients’ property. Visit Boardwalk Insurance Group, LLC for more info.
