If you’ve never purchased a boat, use this guide. It will help you prepare for the high seas.
Get Boat Insurance
A good insurance policy will protect you, your rig, and other boaters. Here are the best coverage options.
Physical Damage
This particular coverage is essential because it covers the following:
• Collision
• Theft
• Storm damage
• Fire damage
• Sinking
Usually, a good policy will cover parts of a rig too like its
• Motor
• Anchor
• Battery
• Fuel tank
Liability Coverage
Liability coverage will protect you if you harm someone with your rig. It will also cover other boats if you damage them.
Carefully Weigh Your Options
Every boat serves a purpose, so weigh your options before you make an investment. Here is a general breakdown.
• Sailboats: Sailboats are mainly used for recreational activities. They’re great for peaceful cruises and fun races.
• Motorboats: Motorboats are powerful and fast, so they’re excellent for fishing trips, duck hunts, water skiing, and competitive races.
• Pontoons: Pontoons are casual boats for ponds and lakes. They can accommodate wakeboarders and water skiers.
Calculate the Cost of Ownership
As a boat owner, you’ll need to set a budget because your monthly expenses will add up. Here are the most common expenses:
• Maintenance costs
• Docking fees
• Fees for storage units
• Fuel costs
If you live in California, there are boats for sale at Discovery Bay. You’ll get a great deal if you buy a rig from the folks at Norcal MasterCraft. To learn more, visit
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