Why Do You Need Auto Insurance?

by | Nov 27, 2018 | Insurance

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Many people feel that they shouldn’t have to wear a seatbelt if they don’t want to. They also feel that they shouldn’t have to pay for auto insurance… after all, they don’t plan to get into an accident. Of course, no one plans an accident, and no matter how safe you might think you are, there is always danger on the roadways. You need insurance. In fact, insurance is mandatory, yet even though it is the law to be insured there are still many people who do not have insurance coverage. With the number of accidents that occur on the roads today, it is only a matter of time before they regret their decision. Let’s look at the top reasons to get auto insurance.

It Is Financially Responsible
Each year, there are millions of car accidents in the United States alone. There is a chance that you are going to be involved in an accident when you head out onto the road, the parking lots, and even coming out of your driveway. It is a dangerous place out there. If you do not have insurance coverage and you are in an accident, who would pay for the damages to the property and the medical bills that ensue? Do you have enough money for $100,000 in medical bills and to replace a $25,000 car right now? Chances are good that you don’t. Insurance is a way to help give you peace of mind, so you will know that you are covered.

The Law Will Get You
If you don’t have insurance, you are going to start getting nervous every single time that you see a police officer out on the road. If they pull you over, after they ask for your license and registration, they are going to ask for your insurance. Do you really want to be in this position just because you don’t want to get insurance? It makes far more sense to get the coverage you need so you can be financially responsible and safe, and so you don’t worry about getting pulled over without coverage.

Get in Touch
If you are in the market for auto insurance – and you should be if you own a vehicle – it is time to find a policy that works for you. If you are in Mesa, AZ, be sure to contact All Your Insurance, a company that can help with all your insurance needs.